Medicare Supplemental Insurance California

How to Get the Best Rates in California

Medicare Supplemental Insurance California pays for the gaps that are left by original Medicare (which is why it often called, California Medigap).

There are a couple of things that are important to understand about a California Medicare Supplement.

The most important thing to understand is that all plans in California are "standardized."

This means for example that a Plan F from Company A has the exact same benefits as a Supplemental Plan F from Company B. There is however, one major difference: the price!

Company A might charge $175 per month for Plan F and Company B might charge $129 per month for the same benefits and the same Plan F.

Another unique aspect of a Medicare Supplement in California is that there is a law, usually referred to as: the California Birthday Law, that gives you the option of changing your Supplemental policy every year on and around your birthday (30 days before and after). The only stipulations are that you already have a Medicare Supplement and that you are buying coverage that is equal to or lesser than your current coverage.

In other words, if you have a Plan F now, you could buy another Plan F at a lower cost. But if you have a Plan A now, you could only buy another Plan A without having to answer medical questions.

If you have Medicare, or will be qualifying for Medicare soon (i.e. you are turning 65), you can find out now about the lowest rates in California for a Medicare Supplement.

Get a Medicare Supplement Quote now, or call 1-877-7-MEDIGAP (877-763-3442) now to speak to one of our California experts who can compare plans and find a custom fit, perfect for you.