Medigap: How to Find the Best Plan at the Right Price

 

A Simple, 3-Step Guide to Understanding your Medigap Options and Possibly Saving $779 A Year On Your Insurance

 

A True Story About Our Friend, Mary...


This is a true story. One of our good friends, we'll call her Mary, was shopping for a Medigap plan. The truth is, Mary was very confused by the whole Medicare thing, and she really didn't know what she wanted or even needed.

Mary ended up talking to an agent from a company that assured her that their plan was the "best" plan she could get. Not long after buying the Medigap plan, Mary was diagnosed with stomach cancer and she had to undergo a series of treatment plans that were all very expensive.

Sadly, what Mary found out, albeit too late, was that the Medigap policy she bought did not have as much coverage as she needed to pay her medical bills. She became very frustrated, as her mailbox seemed to overflow every day with doctor's bills that she couldn't afford.

As her illness and her bills continued to escalate, this dear lady was forced to sell her home and spend nearly all of her savings, just to get the treatment she needed.

The truth is, we hear this kind of story all to often. The sad part is that real people have to experience these kinds of tragedies because some agent working for some company worried more about making a commission than doing what was truly in the best interest of their client.

The reason that agent sold Mary the policy he did (with inadequate coverage) is because he presumed that if she did any shopping at all, she would never pay the high premiums for his companies plan, when she could easily get the same benefits somewhere else for much less money.

Following are three things you must know in order to get the best Medigap plan for the best price.

1. All Medigap Plans are Created Equal

What do I mean by this? "Company ABC" sells a Medigap Plan F for $175.00 per month. "Company XYZ" sells the same exact Medigap Plan F for $105.00 per month. The benefits for both plans are EXACTLY the same. The only difference is the price.

The sad thing is (as was the case with Mary) that "Company ABC" might sell a Medigap Plan A (with much less coverage) for the same price that "Company XYZ" sells the Medigap Plan F (with comprehensive coverage).

This is why it is so important to shop around... to make SURE you get the BEST coverage for the BEST price.

2. All Medigap Agencies are NOT Created Equal

Many agencies that sell Medigap plans only represent one or two plans. It is simply not possible for them to represent you and help you to find the plan that is truly in your best interest.

You must find an agency that truly cares about you and will shop for you, among all of the plans to find the right fit for your situation.

3. Many Medigap Websites Will Cause Fear and Confusion

The fact is, when you type "Medigap" into Google, you never know what you are going to get. There are many websites that look like they are there to help you with a quote, but in reality, the owners of these websites are nothing more than affiliate marketers. They collect and sell your information to hungry agents who only care about making a sale. In fact, when you enter your information at many of these sites, they sell your info to as many as 10 different agents! You get bombarded with sales calls which only leads to fear and confusion.

At Medicare National, we truly care about you, the same we we care about our friend Mary. Not only will we never sell, or rent your information to anyone, but we always work really hard to make sure that the Medigap plan you get is the one that is truly in your best interest.

If you want, you can compare Medigap rates online with out internal quote engine, or you can call us directly at 1-877-7-MEDIGAP (877-763-3442).

One thing you can be sure of though at Medicare National, you will NEVER get pushy sales people who try to force you into a plan, just so they can make a commission. Why not try us out. Find out for yourself why Medicare National is quickly becoming the Medicare website of choice for thousands of people just like you and why Mary just can't stop talking about us to all of her friends.